Money that belongs to you
shouldn't stay lost.
Ode helps individuals recover unclaimed funds being held by state governments. We handle the paperwork, documentation, and follow-up required to get your money back.
Private search — takes about a minute, no account needed.
Our process
How Ode works
We locate your property
Ode identifies funds reported to state unclaimed-property programs.
We handle the claim
We help gather the documentation and paperwork required by the state.
You get your money
We manage the process through approval and payment.
Why Ode
Built to make recovery clear, not stressful.
A straightforward process
Clear steps, no confusing paperwork to decode on your own.
Document assistance
We tell you exactly what's needed and help you get it right.
Claim tracking
See where your claim stands, any time, from your phone or computer.
Dedicated support
A real person to contact if you have questions.
State-specific expertise
Every state's unclaimed-property process works a little differently. We know the details.
Secure handling
Sensitive documents are stored and transmitted securely, and only accessible to authorized staff.
Already working with Ode?
View your claim, upload requested documents, and see what's happening next.
Questions
Frequently asked questions
What is unclaimed property?
Unclaimed property is money or assets — like forgotten bank accounts, uncashed checks, insurance payouts, or utility deposits — that a company was unable to deliver to its rightful owner. By law, that money is eventually turned over to the state, which holds it until the owner (or their heirs) claims it.
Why did Ode contact me?
Our research identified unclaimed property reported to a state that appears to belong to you, based on matching name and location records. We reach out to let you know and to help you recover it.
Is this really my money?
It may be. States hold unclaimed property under the name and last-known address on file, which can be imprecise or outdated. That's why we ask for identifying documentation — it lets us (and the state) confirm the property is really yours before any money changes hands.
Why do I need to provide identification?
States require proof of identity before releasing unclaimed funds, to make sure money is returned to the rightful owner and not someone else. We only request what the specific claim requires.